Popular Articles | Page 4 | First Home Mortgage

Property Taxes

Last Updated: 05/29/2024 in Escrow, Tax & Insurance

I just received a property tax bill and have an escrow account. Do I need to send it to you? Yes, if you have an escrow account set up for your property taxes and you have received a tax bill, please send it to us so we can ensure timely payment....
Paperless Statements

Last Updated: 07/01/2024 in Payments and Payoffs

Can I opt out of receiving copies of statements in the mail? Yes! Go paperless by opting in for electronic account and/or year-end statements. Once you are enrolled, we’ll send you an email each time a statement is ready to view online. You will ...
Looking to Reduce Your Payment?

Last Updated: 05/30/2024 in Lower My Payment

We love making homeowners happy—and what better way than to help you save money over the life of your loan? If you are looking to reduce the amount of your monthly mortgage payment, options may be available for your mortgage. Browse our FAQs below ...
We're Here to Support You

Last Updated: 06/11/2024 in Financial Hardship

We understand that life circumstances might lead to difficulty making your mortgage payments. As your mortgage partner, we are here to help if you are facing financial hardship . Whether you need help bringing your account cur...
Escrow Statement

Last Updated: 05/20/2024 in Escrow Statement FAQs

What is an escrow analysis? We review your escrow account at least annually and send you a detailed report of your activity and any changes to your expenses and/or monthly payment. Your Escrow Account Disclosure Statement details: If applicab...
Additional Resources

Last Updated: 05/20/2024 in Financial Hardship

COVID-19 Resources If you have a hardship related to COVID-19 , visit the CFPB’s mortgage and housing assistance portal . Homeowner Assistance Fund (HAF) in the U.S Department of the Treasury and Nati...
Gracefully Exiting Your Loan

Last Updated: 05/20/2024 in Financial Hardship

If you foresee there isn’t a financially feasible way to keep your home, here are more options for you to avoid the foreclosure process. Traditional Sale: Work with a real estate agent to s ell your home ...
Don't Fall Into an Escrow Shortage: 3 Steps to Home Insurance Policy Changes

Last Updated: 06/13/2024 in Blog posts

Are you considering switching your home insurance policy or carrier? Great call! Shopping insurance annually to find the best coverage at the best price can help you minimize this major expense, which could increase year-over-year. While th...