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Contact Us
Newly Closed Loans
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Year-End Statements
Lower My Payment
Financial Hardship
Buy a New Home or Refinance
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Glossary
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Newly Closed Loans
Payments and Payoffs
Online Access
Escrow, Tax & Insurance
Escrow Statement FAQs
Disaster Claims & Assistance
Year-End Statements
Year-End Statement Basics
Receiving My Statement
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Tax Deductions
Who to Contact
Lower My Payment
Financial Hardship
Buy a New Home or Refinance
Updated Articles
Escrow Statement
Last Updated: 05/20/2024
in
Escrow Statement FAQs
What is an escrow analysis? We review your escrow account at least annually and send you a detailed report of your activity and any changes to your expenses and/or monthly payment. Your Escrow Account Disclosure Statement details: If applicab...
Escrow Basics
Last Updated: 05/20/2024
in
Escrow Statement FAQs
What is an escrow account? Think of it like a savings account dedicated to the tax and/or insurance expenses required for your property—and as your loan servicer, we help you manage it. Depending on the terms of your mortgage, your escrow account m...
Shortage
Last Updated: 05/20/2024
in
Escrow Statement FAQs
What is an escrow shortage? All escrow accounts have a minimum required balance , which equals your expected tax and insurance expenses plus some extra money in case your bills go up – this is called a cushion. If your escrow account balance is e...
Escrow Basics
Last Updated: 05/20/2024
in
Escrow, Tax & Insurance
What is an escrow account? Think of it like a savings account dedicated to the tax and/or insurance expenses required for your property—and as your loan servicer, we help you manage it. Depending on the terms of your mortgage, your escrow account m...
Escrow Waiver
Last Updated: 05/20/2024
in
Escrow, Tax & Insurance
Can I remove my escrow account? Options to remove an escrow account from a loan vary based on factors such as state laws, investor guidelines, loan type, property type and Loan-to-Value (LTV) ratio. If the loan qualifies, tax payments and homeow...
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